OPay logo



OPay Digital Services Limited

52 Reviews

OPay Apk is a banking and finance app with zero transaction fees.


Download for Android

More About OPay

Name OPay
Package Name team.opay.pay
Category Productivity  
Size 39.1 MB
Requires Android 5.0 and up
Last Updated June 14, 2024

OPay is a Nigerian banking app that has gained widespread popularity recently due to its innovative and convenient services. The app is available on Android and iOS platforms and can be easily downloaded from the Google Play Store or Apple App Store. One of the standout features of OPay is its ability to facilitate online payments and transfers. Users can easily send and receive money through the app, making it a great alternative to traditional banking methods.

OPay Apk

The app also allows users to pay for goods and services online, making it a useful tool for e-commerce transactions. In addition to its payment capabilities, OPay offers various financial services. Users can open a savings account through the app, which offers competitive interest rates and a secure platform for managing their finances. The app also allows users to access personal and business loans through its partnership with various lending institutions.

OPay Apk

One of the key benefits of using OPay is its accessibility. The app is available in both English and Hausa and can be used by anyone with a smartphone and internet connection. This App makes it a great option for those who may not have access to traditional banking services in their area.

OPay also strongly focuses on security, using advanced encryption technology to protect user data and transactions. The app also offers 24/7 customer support, ensuring users can access assistance whenever needed.

Key Features of OPay Apk:

OPay App is a Nigerian payment banking and digital wallet app. You can also save money in various wealth schemes or take loans with easy instalments. To learn more about the fantastic features of OPay Apk, read below:

OPay Apk

  • Instant Account Opening: Opay has 18 million users due to easy account opening without any charges. You can open your account in OPay with your mobile number, National Identification Number or Bank Verification number.
  • Money Transaction: You can easily send or receive money to any bank account or other OPay Apps with one click. You can also transfer money by mobile number. Besides money transactions, you can pay your bills online for electricity, Internet, TV cable, Airtime and more.
  • OKash: OKash provides loans from the amount of 3000 to 500,000 Naira. The loan repayment tenure will be from 91 days to max 365 days. The interest for the loan will be 0.1 to 1% daily, giving you the flexibility to repay the loan whenever you want.
  • EaseMoni: Now, you can take loans up to 1,000,000 nairas online with Easemoni from OPay Apk. The loan tenure can be maximum of 365 days with a 5% interest rate monthly. The major difference between OKash and Easemoni is that on Okash, you will get a loan with daily interest, while Easemoni provides a loan with monthly interest.
  • OWealth Savings: Now, you can save money and get an annual interest of up to 15%. OPay Apk helps you manage your money easily and provides good returns, which schemes such as Fixed savings, Target Savings, Safebox savings and more.
  • 24/4 Customer Support: This app provides 24/7 customer support to all users. You can chat online with their customer support team through the app. You can also call or email them if you find any problem with transactions, loans, savings or account opening.
  • Free Debit Card: You can now get a free debit card from OPay. To apply for a free debit card, you must open you verify your account with NIN and BVN. This debit card works on all ATMs across Nigeria.


OPay Apk is a mobile banking app. In this app, you can manage your payments. OPay is a valuable tool for anyone who manages their finances and makes online payments conveniently and securely. Its accessibility and range of services make it an excellent choice for those in Nigeria and beyond. Download OPay Apk and save money with free transactions and other financial services.

Reviewed by: Jerusalem

Ratings and reviews

What real users are saying: A quick look at their ratings and reviews.

52 Reviews

No Title

June 4, 2024

Describe your experience (optional)OPAY INSTAN APP

Avatar for JONATHAN

No Title

June 4, 2024

It’s so fast and easier

Avatar for Queen

No Title

June 4, 2024

fantastic app

Avatar for yasir muhammad
yasir muhammad

No Title

May 21, 2024


Avatar for Abububkar junior
Abububkar junior

No Title

April 20, 2024

Thank you for the update. I have successfully downloaded and installed the latest version of the app. However, upon visiting the homepage, I noticed that it appears blank and does not display any content. The only section visible is the rewards button, while other buttons like home, finance, cards, and me are not showing up… card button indicates please check your connection and try again.

> Cellular data or wifi is on,

>Your device is connected to the internet.

> Your opay app is given network access

Avatar for Mnr Chris
Mnr Chris